10 Comments

Boards of those banks should have all compensation clawed back and be prevented from ever serving on a board again. Or defenestrated.

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“It turned out that one of the biggest risks to our business model was catering to a very tightly knit group of investors who exhibit herd-like mentalities,” said a senior executive at the [Silicon Valley] bank. “I mean, doesn’t that sound like a bank run waiting to happen?”

“They went for an extra [0.4 percentage points] of yield and blew up the bank”

— Bulls and Bears make money and Pigs get slaughtered

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Good one Rudy! We all survived another week!

https://youtu.be/dqZ6yrWEmGo

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Oh snap! "Larry and Sheryl Do Lanzhou" Priceless. : )

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Rudy, for critiques of consensus politics and culture consider commenting on essays by Kevin D. Williamson as they seem well-backed by logic and evidence.

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E.g.,"The Washington Post Misfires—Again. Its series on the AR-15 is error-ridden propaganda.”https://thedispatch.com/article/the-washington-post-misfires-again/

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For me, the free speech issue is central - core to all other issues. War is another existential topic. Then again, there are many topics I could comment on, but that doesn't mean I should or want to. There are many political commentators out there. I just do what I do and go wherever I go.

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Excellent reply. Thanks.

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"Before 2010, institutional landlords didn’t exist in the single-family-rental market; now there are 25 to 30 of them…"

True oversight would have prevented this and the negative consequences that followed. Capitalism has always been with trade-offs, and putting some limits on home ownership by non-owner occupants seems in the best interest of individuals and our economic system. It ain't capitalism for sure, but at least it's not crony-capitalism.

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the SVN quote also describes the basic ingredient to build a ponzi scheme or cult so I would hope that the change in legislation regarding personal liabilities in upper management in case of serious misconduct comes biting them back heavily - but let's face it: it's more likely that AZ will become a tropical lush green paradise than that the legislation would consider doing its job and using SVB to exemplify their intended usage of said laws...

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